Free North Dakota Life, Accident & Health Exam Practice Test
North Dakota does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life and A&H exams). This practice test combines the life, accident & health topics with North Dakota insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
153 practice questions · Commissioner term, Penalties, Prelicensing education, Certificate of authority, …
General Insurance Concepts
61 practice questions · Morale hazard, Insurable risk, Conditional contract, Utmost good faith, …
Life Accident and Health Insurance Basics
114 practice questions · Irrevocable beneficiary, Insurable interest, Agent versus broker, Field underwriting, …
Types of Life Insurance Policies
58 practice questions · Group life, Term life, Whole life, Universal life, …
Life Policy Provisions Options and Riders
109 practice questions · Automatic premium loan, Collateral assignment, Change of ownership, Interest-only option, …
Annuities
75 practice questions · Immediate annuity, Flexible premium, Annuitant, Joint and survivor, …
Individual Accident and Health Provisions
73 practice questions · Notice of claim, Claim forms, Time of payment of claims, Payment of claims, …
Disability Income Insurance
35 practice questions · Relation of earnings to insurance, Purpose, Elimination period, Benefit period, …
Medical Plans
55 practice questions · Point of service, Exclusive provider organization, Usual customary reasonable, Capitation, …
Group Health Insurance
52 practice questions · Group grace period, Certificates, Group claim payment, Group crime exclusion, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
117 practice questions · Medicare eligibility, Standardized Medigap, Medigap open enrollment, Skilled nursing, …
Federal Tax Considerations
47 practice questions · Death benefits, Early distributions, Individual disability benefits, Life insurance, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
