Free Group Health Insurance Practice Questions
North Dakota Life, Accident & Health exam — 52 practice questions.
Subtopics: Group grace period, Certificates, Group claim payment, Group crime exclusion, Mandated offers, State continuation, Former spouse coverage, Dual choice, Coordination of benefits, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. A North Dakota group health policy must give the policyholder a grace period for premiums after the first of:
31 days
N.D.C.C. 26.1-36-05(1) requires a thirty-one-day grace period for group health policies.
2. Under North Dakota law, who receives a certificate describing the insurance protection under a group health policy?
Each person insured
N.D.C.C. 26.1-36-05(7) requires a certificate for delivery to each person insured stating the protection and to whom benefits are payable.
3. Under North Dakota's group health standard provisions, benefits other than loss-of-time benefits must be paid, if not governed by the 15-business-day claim rule, no later than:
60 days after proof of loss
N.D.C.C. 26.1-36-05(11) requires payment not more than sixty days after receipt of due proof of loss.
4. Under North Dakota's group health standard provisions, the insurer is not liable for a loss to which a contributing cause was the insured's:
Commission of or attempt to commit a crime
N.D.C.C. 26.1-36-05(15) permits excluding losses contributed to by committing or attempting a crime or engaging in an illegal occupation, with a statutory exception for certain misdemeanors.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
