Free Group Health Insurance Practice Questions
Pennsylvania Life, Accident & Health exam (series 16-03) — 42 practice questions.
Subtopics: Mini-COBRA premium, Mini-COBRA eligibility, Mini-COBRA notices, Mini-COBRA basics, Group health conversion, Conversion exceptions, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Under Pennsylvania mini-COBRA, the premium for continued coverage may not exceed:
105 percent of the group rate
The continuing employee or dependent pays monthly, up to 105 percent of the group rate.
2. To qualify for Pennsylvania mini-COBRA, an employee must have been continuously insured under the group for at least:
Three months before the qualifying event
Continuation is available to those continuously insured for the entire three-month period ending with termination, and not to those eligible for Medicare.
3. Under Pennsylvania mini-COBRA, the employer must notify the covered employee of a qualifying event within:
30 days
The employer gives notice within 30 days of the qualifying event, and the employee or dependent elects within 30 days of that notice.
4. Pennsylvania mini-COBRA continuation applies to employers with how many employees, and lasts up to how long?
2 to 19 employees; up to 9 months
Mini-COBRA covers small employers not subject to federal COBRA (2-19 employees) and lasts up to nine months.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
