Free Pennsylvania Life, Accident & Health Exam Practice Test

Series 16-03 — The Pennsylvania Life, Accident & Health producer exam (series 16-03) covers life insurance, annuities, accident and health insurance, and Pennsylvania insurance law and regulation.

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150

Scored items (approx.)

170 min

Time limit

70%

Passing score

940

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

176 practice questions · Continuing education, Continuing education ethics, License renewal, Temporary license, …

General Insurance Concepts

56 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …

Life Accident and Health Insurance Basics

118 practice questions · Insurable interest, Risk classification, Life line of authority, Variable products, …

Types of Life Insurance Policies

56 practice questions · Group life conversion, Group life grace, Group conversion forms, Term life, …

Life Policy Provisions Options and Riders

111 practice questions · Grace period, Incontestability, Free look, Reinstatement, …

Annuities

63 practice questions · Best interest obligations, Best interest not fiduciary, Annuity exchanges, Annuity records, …

Individual Accident and Health Provisions

66 practice questions · Grace period, Time limit on defenses, Claim forms, Late proof of loss, …

Disability Income Insurance

40 practice questions · Relation of earnings, Total disability definition, Elimination period limits, Benefit period minimum, …

Medical Plans

53 practice questions · Dependent through 29, Colorectal screening, Oral chemotherapy, Breast imaging, …

Group Health Insurance

42 practice questions · Mini-COBRA premium, Mini-COBRA eligibility, Mini-COBRA notices, Mini-COBRA basics, …

Dental Insurance

14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …

Senior and Special Needs

100 practice questions · Long-term care, Medigap open enrollment, Medigap free look, Medigap commissions, …

Federal Tax Considerations

45 practice questions · Pennsylvania inheritance tax, Life insurance, Annuities, Premium deductibility, …

Practice Test: Life, Accident & Health

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.