Free Pennsylvania Life, Accident & Health Exam Practice Test
Series 16-03 — The Pennsylvania Life, Accident & Health producer exam (series 16-03) covers life insurance, annuities, accident and health insurance, and Pennsylvania insurance law and regulation.
150
Scored items (approx.)
170 min
Time limit
70%
Passing score
404
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
84 practice questions · Continuing education, Continuing education ethics, License renewal, Temporary license, …
General Insurance Concepts
28 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …
Life Accident and Health Insurance Basics
57 practice questions · Insurable interest, Risk classification, Personal uses, Determining amount, …
Types of Life Insurance Policies
32 practice questions · Term life, Whole life, Universal life, Indexed life, …
Life Policy Provisions Options and Riders
52 practice questions · Grace period, Incontestability, Free look, Reinstatement, …
Annuities
29 practice questions · Principles, Immediate vs deferred, Products, Payment options, …
Individual Accident and Health Provisions
28 practice questions · Grace period, Time limit on defenses, Required provisions, Reinstatement, …
Disability Income Insurance
17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
16 practice questions · Types, Cost sharing, Cost containment, Point-of-service plan, …
Group Health Insurance
13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …
Dental Insurance
4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage
Senior and Special Needs
36 practice questions · Long-term care, Medigap open enrollment, Medicare Part A, Medicare Part B, …
Federal Tax Considerations
8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
