Free Insurance Regulation Practice Questions
Pennsylvania Life, Accident & Health exam (series 16-03) — 176 practice questions.
Subtopics: Continuing education, Continuing education ethics, License renewal, Temporary license, Duty to report, Annuity training, Change of address, Resident license, Nonresident license, Appointment, Appointment termination, Acts requiring a license, Assumed name, CE waiver, Commissioner, Company regulation, Examination of records, Commissions, Rebating, Twisting, Misrepresentation, Defamation, Boycott and coercion, Unfair discrimination, False advertising, Insurance fraud, Unfair claims settlement, Enforcement, Penalties, Fiduciary duty, Sliding, Replacement, Viatical settlements, Annuity best interest, Churning, Examination requirement, Exam administration, License reinstatement, CE carryover, LTC training, Business entity license, Responsible producer, Financial planning fees, Referral compensation, Federal disqualification, Solvency regulation, Managing general agent, Privacy, Records retention, Due process, Change of home state, Guaranty association, Guaranty association advertising, Fraud reporting immunity, Misappropriation, Coercion in lending, CE provider approval, Surrender comparison index, Best interest disclosure, Annuity replacement, Advertising file, Medicare supplement marketing, Replacement conservation, Disclosure statement, Premium remittance, Certificate of authority, Form filing, Fraud warning, Civil penalties, Telemarketing, Insurer examination, Minimum age, No prelicensing education, Exam exemptions, Fingerprints, Application after exam, License characteristics, Lapsed license, CE exemptions, Nonresident CE, Department inquiries, Unlicensed activity, Accepting unlicensed business, Deferred commissions, Disciplinary penalty, Hearing notice, Appointment termination notice, Termination for cause, Appointment duration, Representing the consumer, Criminal charges, Premium accounts, Unauthorized insurer, Application fees, Permitted gifts, Value-added services, Raffles, Free insurance advertising, Violating an order, Complaint records, Insurance fraud grading, Fraud civil penalties, Fraud civil action, Bank sales disclosures, Bank sales setting, Prohibited acts, Guaranty summary document, Managers and EGAs, Roman numeral - licensing, Roman numeral - penalties, Federal fraud statute, Fair Credit Reporting Act, Do Not Call, Illustrations, Disclosure, McCarran-Ferguson Act, NAIC, CAN-SPAM Act, Advertising, State regulation, HIPAA privacy, Anti-money laundering, Unfair trade practices, Producer licensing, Insurer authorization, Senior designations, HIV testing
Read the Insurance Regulation study guide
Sample questions & answers
1. How many hours of continuing education must a resident Pennsylvania producer complete during each two-year licensing cycle?
24 hours
Pennsylvania requires a minimum of 24 CE credit hours each biennial cycle to maintain a producer license.
2. Of the required continuing education hours, how many must be in approved ethics?
3 hours
Act 142 of 2024, effective April 29, 2025, requires at least 3 of the 24 biennial CE hours to be in ethics.
3. A Pennsylvania resident individual producer license renews on what cycle?
Biennially, based on birth month
Individual producer licenses renew biennially based on the last day of the producer's birth month.
4. A temporary insurance producer license in Pennsylvania is valid for a maximum of:
180 days
A Pennsylvania temporary license may be issued for up to 180 days.
All Life, Accident & Health topics
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
