Free Medical Plans Practice Questions
Pennsylvania Life, Accident & Health exam (series 16-03) — 53 practice questions.
Subtopics: Dependent through 29, Colorectal screening, Oral chemotherapy, Breast imaging, Mastectomy home visit, Mastectomy reconstruction, Diabetes types, Cancer therapy setting, Newborn coverage, Serious mental illness, Specialist referral, Continuity for pregnancy, Emergency services, Gag clauses, Financial incentives, Roman numeral - mandates, Types, Cost sharing, Cost containment, Point-of-service plan, Health savings account, Health reimbursement arrangement, Flexible spending account, Capitation, Precertification, Basic hospital expense, Major medical, ACA metal tiers, Essential health benefits, Lifetime limits, Preventive care, Special enrollment, HDHP and HSA, Managed care, Usual, reasonable and customary, Basic surgical, Short-term medical, Vision insurance
Read the Medical Plans study guide
Sample questions & answers
1. Pennsylvania requires group health insurers to make available coverage for an employee's unmarried child with no dependents, who is a Pennsylvania resident or full-time student and has no other coverage, through age:
29
Act 4 of 2009 requires extended dependent coverage through age 29, at the employee's expense, for qualifying children.
2. Pennsylvania's colorectal cancer screening mandate for large-group policies (51 or more employees) requires, for nonsymptomatic insureds age 50 and older, a colonoscopy at least once every:
10 years
Coverage includes an annual fecal occult blood test, sigmoidoscopy or similar test every five years and colonoscopy every ten years.
3. If a Pennsylvania health policy covers IV chemotherapy, it must cover orally administered chemotherapy:
No less favorably than IV or injected chemotherapy
Act 73 of 2016 bars less favorable coverage or cost sharing for oral chemotherapy compared with IV chemotherapy.
4. Under Pennsylvania's breast imaging law as amended by Act 52 of 2025, health policies must cover without cost sharing:
A mammogram for a covered person age 40 or older
Mammograms for those 40 and older (and under 40 on a physician's recommendation) plus supplemental and diagnostic breast imaging when risk warrants are covered without cost sharing.
All Life, Accident & Health topics
Practice: Medical Plans
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.