Free Pennsylvania Life Exam Practice Test

Series 16-01 — The Pennsylvania Life producer exam (series 16-01) covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and Pennsylvania insurance law and regulation.

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100

Scored items (approx.)

120 min

Time limit

70%

Passing score

789

Practice questions

Topics covered on the Life exam

Insurance Regulation

155 practice questions · Continuing education, License duration, Temporary license, Reporting actions, …

General Insurance Concepts

71 practice questions · Definition of risk, Hazard, Peril, Handling risk, …

Life Insurance Basics

147 practice questions · Viatical settlements, Viatical disclosure, Illustrations, Policy delivery date, …

Types of Life Insurance Policies

101 practice questions · Group conversion plan, Credit life insurance, Group life conversion, Group life grace, …

Life Policy Provisions Options and Riders

144 practice questions · Free look, Grace period, Incontestability, Divorce effect, …

Annuities

95 practice questions · Right to examine, Best interest, Best interest disclosure, Annuity nonforfeiture, …

Federal Tax Considerations

76 practice questions · Pennsylvania inheritance tax, Death benefit taxation, Cash value growth, Premium deductibility, …

Practice Test: Life

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.