Free South Dakota Life, Accident & Health Exam Practice Test
The South Dakota Life, Accident & Health producer exam is given by Pearson VUE (exam LAH45) and covers general insurance concepts, life, accident & health policies, and South Dakota insurance law and regulation.
130
Scored items (approx.)
150 min
Time limit
70
Passing score (scaled)
1014
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
206 practice questions · Transacting insurance, Commission sharing, Continuing education, Appointment process, …
General Insurance Concepts
62 practice questions · Risk pooling, Risk avoidance, Insurable interest, Underwriting purpose, …
Life Accident and Health Insurance Basics
107 practice questions · Key person, Buy-sell funding, Substandard risk, Premium mode, …
Types of Life Insurance Policies
71 practice questions · Annual renewable term, Convertible term, Interest-sensitive whole life, Variable universal life, …
Life Policy Provisions Options and Riders
106 practice questions · Ownership provision, Collateral assignment, Interest option, Fixed-period option, …
Annuities
69 practice questions · Annuity parties, Payout phase, Variable annuity licensing, Single premium annuity, …
Individual Accident and Health Provisions
72 practice questions · Right to examine, Change of occupation, Illegal acts, Conformity with statutes, …
Disability Income Insurance
35 practice questions · Long-term disability, Group disability benefit, Purpose, Elimination period, …
Medical Plans
62 practice questions · Point of service, Gatekeeper, Flexible spending account, Accidental death and dismemberment, …
Group Health Insurance
52 practice questions · Divorce conversion, State continuation, Conversion, Employer closure, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
114 practice questions · Medicare Part D, Medicaid, Medicare SELECT, Respite care, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
