1. A South Dakota health policy covers the insured's spouse. After a divorce, the former spouse may obtain an individual policy without evidence of insurability by applying within:

30 days

SDCL 58-17-2.2 entitles the divorced spouse to an individual policy without evidence of insurability upon application within thirty days, or the insurer may continue the spouse's coverage.

2. South Dakota's group health continuation and conversion provisions in SDCL 58-18-7.4 to 58-18-7.15 apply to employers with:

Fewer than 20 employees

SDCL 58-18-7 makes the continuation and conversion sections apply to employers that have fewer than twenty employees.

3. An employee of a small South Dakota employer leaves the job. Under state continuation law, the employee may continue group health coverage for:

18 months

SDCL 58-18-7.5 gives employees the right to continue coverage for themselves and eligible dependents for eighteen months at their own expense when leaving employment.

4. Under South Dakota continuation law, a qualified beneficiary found disabled under Social Security within the first 60 days of continuation may continue coverage for:

29 months

SDCL 58-18-7.5 extends continuation to twenty-nine months for a qualified beneficiary determined disabled under title II or XVI of the Social Security Act during the first sixty days.