Free Group Health Insurance Practice Questions
Texas General Lines — Life, Accident, Health & HMO exam (series InsTX-LAH05) — 50 practice questions.
Subtopics: Chemical dependency, Small employer health, Small employer definition, Small employer eligibility, Small employer participation, Small employer waiting period, Small employer contribution, State continuation, Group conversion, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. Texas requires certain group health plans to provide coverage for:
Chemical dependency treatment
A group health benefit plan must cover the necessary care and treatment of chemical dependency on terms no less favorable than physical illness generally.
2. Texas small employer health insurance, which guarantees issue to qualifying small groups, is governed by:
Chapter 1501 of the Insurance Code
Texas small employer health insurance is regulated under Chapter 1501, which requires guaranteed issue to eligible small groups.
3. Required chemical dependency coverage under a Texas group health benefit plan generally must be:
No less favorable than the plan's coverage for physical illness
Required coverage may not be less favorable than physical illness coverage and is subject to the same limits, deductibles, and coinsurance.
4. Under the Texas small employer health law, a small employer is one that employed an average of:
At least 2 but not more than 50 employees during the preceding calendar year
A small employer employed an average of 2 to 50 employees in the preceding calendar year and at least two on the first day of the plan year.
All General Lines — Life, Accident, Health & HMO topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
