Free Texas General Lines — Life, Accident, Health & HMO Exam Practice Test

Series InsTX-LAH05 — The Texas General Lines Life, Accident, Health & HMO exam covers life insurance, annuities, accident and health insurance, HMOs, and Texas insurance law and regulation.

Start a practice test

130

Scored items (approx.)

150 min

Time limit

70%

Passing score

922

Practice questions

Topics covered on the General Lines — Life, Accident, Health & HMO exam

Insurance Regulation

166 practice questions · Continuing education, Continuing education ethics, Regulator, License term, …

General Insurance Concepts

56 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …

Life Accident and Health Insurance Basics

100 practice questions · Insurable interest, Insurable interest own life, Representations, Material misrepresentation, …

Types of Life Insurance Policies

61 practice questions · Group conversion, Credit insurance choice, Group life grace period, Group life conversion, …

Life Policy Provisions Options and Riders

95 practice questions · Free look, Grace period, Incontestability, Reduced settlement exceptions, …

Annuities

58 practice questions · Annuity CE, Best interest, Annuity disclosure, Annuity prohibited practices, …

Individual Accident and Health Provisions

79 practice questions · Free look, Newborn coverage, Grace period, AIDS testing, …

Disability Income Insurance

34 practice questions · Time of payment of claims, Purpose, Elimination period, Benefit period, …

Medical Plans

60 practice questions · HMO definition, HMO out of network, Evidence of coverage, ACA essential health benefits, …

Group Health Insurance

50 practice questions · Chemical dependency, Small employer health, Small employer definition, Small employer eligibility, …

Dental Insurance

14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …

Senior and Special Needs

105 practice questions · Medicare supplement standards, Long-term care, Medicare supplement open enrollment, Medicare supplement replacement, …

Federal Tax Considerations

44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: General Lines — Life, Accident, Health & HMO

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.