Free Insurance Regulation Practice Questions
Texas General Lines — Life, Accident, Health & HMO exam (series InsTX-LAH05) — 166 practice questions.
Subtopics: Continuing education, Continuing education ethics, Regulator, License term, Temporary license, Reporting to TDI, Appointment, Commissions, Nonresident license, Certificate of authority, Commissioner powers, Rebating, Misrepresentation, Twisting, Defamation, Boycott and coercion, Unfair discrimination, Insurance fraud, Unfair claims settlement, Prompt payment, Guaranty association, Replacement, Misappropriation of funds, Agent definition, Unauthorized insurer, Controlled business, Commission sharing, Administrative penalties, Cease and desist, Fraud reporting immunity, License revocation grounds, Appointment termination, Examination requirement, Business entity license, False advertising, Prompt payment interest, Market conduct exam, Unfair claim settlement, Consumer complaints, Record retention, Application misrepresentation, Churning, Rebating exception, Commissioner appointment, Commissioner term, Department inquiries, Examination of insurers, Emergency cease and desist, Cease and desist service, Restitution, Contested case notice, Violating a 541 order, Private action damages, Complaint status, Business of insurance, Domestic foreign alien, Fraternal benefit societies, Stock and mutual insurers, License qualifications, Part-time agents, Temporary license restrictions, Temporary license commissions, Appointments, Continuing education fines, License expiration, Late renewal, Pending renewal, Interstate move, Reapplying after revocation, Probated suspension, Grounds for discipline, Renewal commissions, Additional fees, Exam exemptions, Nonresident licensing, Fraud reporting, Fraud investigation records, False financial statement, Unfair claim practices, Complaint records, Advertising control, Lead solicitations, Guaranty association limits, Guaranty association advertising, Guaranty association disclosure, License types, HMO agent licensing, A&H agent licensing, A&H rebating exceptions, Privacy, Federal fraud statute, Fair Credit Reporting Act, Do Not Call, Illustrations, Disclosure, McCarran-Ferguson Act, NAIC, CAN-SPAM Act, Advertising, State regulation, HIPAA privacy, Anti-money laundering, Unfair trade practices, Fiduciary duty, Producer licensing, Insurer authorization, Senior designations, Annuity best interest, HIV testing
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Sample questions & answers
1. How many hours of continuing education must a resident Texas producer complete during each two-year license period?
24 hours
Texas requires 24 hours of continuing education each two-year license period to renew a producer license.
2. At least how many of the required CE hours each license period must be in ethics?
3 hours
Tex. Ins. Code 4004.054 (amended effective September 1, 2021) requires three hours of ethics continuing education in each license renewal period.
3. The state agency that regulates the business of insurance in Texas is the:
Texas Department of Insurance
The Texas Department of Insurance (TDI), led by the Commissioner of Insurance, regulates insurance in Texas.
4. A resident Texas general lines license is generally valid for:
Two years
An individual license expires on the holder's birthday every two years and is renewed biennially.
All General Lines — Life, Accident, Health & HMO topics
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
