Free West Virginia Life, Accident & Health Exam Practice Test
West Virginia does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life and A&S exams). This practice test combines the life, accident & health topics with West Virginia insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
200 practice questions · Commissioner term, Domestic insurer, Admitted insurer, Unauthorized insurers, …
General Insurance Concepts
63 practice questions · Insurable interest, Law of large numbers, Adhesion, Aleatory, …
Life Accident and Health Insurance Basics
123 practice questions · Premium mode, Cash value, Parties to the contract, Group life conversion, …
Types of Life Insurance Policies
54 practice questions · Credit life insurance, Term life, Whole life, Universal life, …
Life Policy Provisions Options and Riders
108 practice questions · Policy dividends, Revocable beneficiary, Estate as beneficiary, Replacement definition, …
Annuities
73 practice questions · Annuity disclosure, Annuity replacement, Annuity purpose, Single premium immediate, …
Individual Accident and Health Provisions
88 practice questions · Entire contract, Payment of claims, Right to examine, Insuring clause, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
55 practice questions · Primary care physician, Precertification, Health reimbursement arrangement, Stop-loss, …
Group Health Insurance
44 practice questions · Coordination of benefits, Group conversion, COBRA continuation, Layoff continuation, …
Dental Insurance
16 practice questions · Dental plan, Dental service corporation, Categories, Plan types, …
Senior and Special Needs
131 practice questions · Medicare eligibility, Medicare Part A financing, Medigap purpose, Medicare Part B cost sharing, …
Federal Tax Considerations
46 practice questions · Cash value taxation, Exclusion ratio, Life insurance, Annuities, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
