Free Dental Insurance Practice Questions
West Virginia Life, Accident & Health exam — 16 practice questions.
Subtopics: Dental plan, Dental service corporation, Categories, Plan types, Comprehensive plan, Orthodontic coverage, Plan features
Read the Dental Insurance study guide
Sample questions & answers
1. A scheduled (nonintegrated) dental plan pays benefits based on:
A fixed list of allowances for covered dental procedures
A scheduled dental plan pays a fixed allowance for each covered procedure according to a benefit schedule.
2. A West Virginia dental service corporation contracts with the public and with:
Licensed dentists for dental services to subscribers
A dental service corporation is a nonprofit, nonstock corporation formed to contract with the public and duly licensed dentists for dental services to subscribers.
3. Routine cleanings and exams in a dental plan fall under which category of treatment?
Diagnostic and preventive care
Exams, cleanings, and x-rays are diagnostic and preventive services, which plans usually cover at the highest level.
4. A dental plan that pays a set amount per procedure regardless of the actual charge is a:
Scheduled (table of allowances) plan
A scheduled plan lists a set dollar allowance per procedure; the patient pays any difference between the allowance and the dentist's fee.
All Life, Accident & Health topics
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
