What it was
CR 00 04 was the older ISO lettered crime form covering money and securities against theft, disappearance and destruction inside the premises and outside with a messenger.
Where agents still see it
A few carriers still file and issue it in older crime programs. In the current ISO forms the same exposure is covered by Insuring Agreements 3 (Inside The Premises – Theft Of Money And Securities) and 5 (Outside The Premises).
Quoting and selling notes
- On remarketing, compare sublimits for money inside versus outside the premises and the messenger definition.
- The current forms add computer and funds transfer fraud and fraudulent impersonation, which this form never covered.
