What it does
Provides limited fungi/rot/bacteria coverage for renters and unit-owners policies endorsed to open-perils coverage.
Who needs it
Renters and condo owners with broadened contents or unit coverage.
Quoting and selling notes
- Select by base form and attached broadening endorsements.
Editions and availability
Editions in use and where they apply: 03 22 (35 jurisdictions); 05 11 (4 jurisdictions: AL, CA, HI, VI); 04 02 (1 jurisdiction: PR).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.
