What it does
Defines a limited amount of Section I coverage for fungi, wet or dry rot and bacteria resulting from a covered peril, and a Section II aggregate limit for related bodily injury and property damage.
Who needs it
Most homeowners; often attached to state programs.
Quoting and selling notes
Editions and availability
Editions in use and where they apply: 03 22 (36 jurisdictions); 05 11 (4 jurisdictions: AL, CA, HI, VI); 04 02 (1 jurisdiction: PR).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.
