What it does
Removes Section II coverage for non-owned motorized bicycles and scooters (e-bikes and e-scooters) that the 2022 forms would otherwise cover.
Who needs it
Carriers limiting micromobility exposures; relevant for clients who use rental e-scooters.
Quoting and selling notes
- Delivery riders on e-bikes have a business exposure the homeowners policy does not cover.
Editions and availability
Editions in use and where they apply: 03 22 (41 jurisdictions).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
