What it does
Removes the e-bike and e-scooter liability coverage the 2022 forms provide.
Who needs it
Carriers excluding micromobility; clients with e-bikes should be told.
Quoting and selling notes
- Check the 09 22 edition, which is the current multistate version.
- Ask whether household members ride e-bikes or e-scooters before the carrier attaches it, and look for a separate micromobility or umbrella solution.
Editions and availability
Editions in use and where they apply: 09 22 (41 jurisdictions); 03 22 (1 jurisdiction: VA).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
