What it does
Schedules snowmobiles for the coverages shown, since the PAP excludes vehicles designed mainly for off-road use.
Who needs it
Snowmobile owners in snow states.
Quoting and selling notes
- Homeowners can also cover owned snowmobile liability via HO 24 64.
How PAP endorsements attach
PAP endorsements modify PP 00 01 and are listed on the declarations (PP DS 01). In the 2018 revision ISO also made editorial changes across the multistate endorsements, including a statement that schedule information not shown on the endorsement will be shown in the declarations, so check the declarations page for limits, vehicles and named persons.
Editions and availability
Current edition 09 18, replacing 01 05. State adoption varies; many states use state-specific versions of the PAP endorsements.
