Agent Resources

What WC code does a Chicken Feeder installation contractor fall under? It’s not rhetorical, it’s 3724, usually known as Overhead Door installation. Maybe you are wondering what GL code to use for that Quonset Hut erector you’re working on (you know we’ve got that). That’s why we put together a comprehensive industry cross reference and look up including WC, GL, SIC and NAICS codes. … Read More

COVID-19 may have wreaked havoc on main street retail, and even halted the movie studios, but the insurance show goes on. With over 30 states closing ‘non-essential’ businesses we thought you could use some good news. So there’s not much to this post other than a link to download a list of 100 ‘essential’ classes of business. And yes, it’s an excel file. … Read More

Is the incumbent increasing or decreasing rate? Becoming more or less aggressive? What industries are they focused on? Who are they winning business from or losing business to? Just a couple questions easily answered in this comprehensive, interactive report. … Read More

Not so new, but greatly improved. The new ‘Related’ tab has been cleaned up to eliminate false-positives due to PEOs, provides better visibility in regards to things like job site operations for contractors and multiple location operation for 4-walled exposures, and is now bridged with the Company Name search. Check out this example! … Read More

It’s not just for truckers! Plenty of businesses have to file with the DOT, and if they do you’ll find it right here. Check out this example. … Read More

OSHA inspection & Violation details are loaded up and ready for your exploitation. In this post we’ll cover what’s available, how to use it is up to you. … Read More

Just like Acord apps, thumbing (mousing) through loss runs sucks (just getting them sucks, especially from Erie). Page 1 is the expiring Pkg/Auto with Penn National, page 2 is three years of Zenith WC, page 3-5 is two years of Auto valued from last year, and so on. Unless all lines were with the same carrier, it is next to impossible to organize loss runs in an easily digestible manner. This post covers what to do about it and why you should do it. … Read More

Depending on state regulation (as always) carriers may have scheduled rating factors (credit/debit) they can apply to adjust pricing of a WC quote. These scheduled deviations should be justifiable (e.g. the insured has a fleet safety program, warranting a 10% scheduled credit be applied) but are sometimes swayed by the need to arrive at the right bottom-line cost of coverage to win the account and are therefore important to be aware of as a person selling insurance. This post provides a basic overview of this information along with available standardized credit programs. … Read More

In this post we will cover the basics of Experience and Merit ratings. Although we have limited availability for this data, it is critical to have a basic working knowledge of what these ratings represent, how they are created and where they factor in to the overall cost of a Workers Comp policy. … Read More

In this post we’ll give you a basic overview of the various Workers Comp markets, which relates to how coverage is placed for an insured – were they voluntarily written by a carrier in the private market or was the prospect forced to apply for coverage via the state to have insurance ‘assigned’ to their account? … Read More