Summary:
This endorsement modifies Section II – Liability of the Businessowners policy. It is designed to provide limited coverage for damages due to bodily injury or property damage caused by a cyber incident, but excludes personal and advertising injury from such incidents. It is similar to BP 05 95 but notably does not contain the exception for bodily injury that BP 05 95 has. It may also be titled 'Businessowners Utility Services - Direct Damage' or similar in other contexts, providing coverage for direct damage from utility service interruption.

Line of Business:
Businessowners Policy

Type:
Endorsement

Form Code:
BP 18 05

Full Form Number:
BP 18 05 MM YY