What it does
Provides the limited Section I and Section II fungi/rot/bacteria coverage for the forms it is designed for.
Who needs it
Homeowners insured on the forms named in the endorsement subtitle.
Quoting and selling notes
- Select HO 04 26, 04 27 or 04 28 according to the base form.
Editions and availability
Editions in use and where they apply: 03 22 (36 jurisdictions); 05 11 (4 jurisdictions: AL, CA, HI, VI); 04 02 (1 jurisdiction: PR).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.
